Affiliates of the Year 2018

Congratulations, Ashley Houweling & Kelsey Wartman!

We’re thrilled to announce that two of Alliance Title’s own have been named Affiliate of the Year — Ashley Howeling (Nampa, Idaho office) for the Nampa Association of Realtors and Kelsey Wartman (Boise, Idaho office) for the Boise Regional Realtors!

“I am truly honored to receive Affiliate of the Year from Nampa Association of Realtors. So many great people volunteer their time and effort all year long towards events and functions within the association and community and just being considered one among those individuals is a great honor in itself. I consider myself privileged to be part of this community and association.” — Ashley Houweling

Ashley Howeling

Shannon Loux, Ashley Howeling and Star Nieves

Alliance Title Nampa Team – Stacy Woods, Tara Lehman, Ashley Houweling, Shannon Loux, Star Nieves and Isabel Villalobos

“I am truly honored to have been recognized as the Boise Regional Realtors Affiliate of the Year. To receive this award from a group of individuals that I admire so much is truly humbling. I am grateful for all of the amazing members and staff of the association who make it so easy to be involved and give back in our industry.” — Kelsey Wartman

Kelsey Wartman accepting her award from Phil Mount

Award Winners – Jill Giese, Elizabeth Cushman Hume, Kelsey Wartman, Bob Van Allen, Becky Enrico-Crum and Mike Turner

Gary Salisbury, Kelsey Wartman and Phil Mount

Congratulations!

Ashley and Kelsey are ready to help you grow your business in the Treasure Valley!

Ashley Houweling – Alliance Title Nampa
1005 W Sanetta St.
Nampa, ID 83651
208-465-6600
ashley.houweling@alliancetitle.com

Kelsey Wartman – Alliance Title Boise
250 S 5th St., Ste. 100
Boise, ID 83702
208-947-9100
kelsey.wartman@alliancetitle.com

#alliancetitle #affiliateoftheyear #award #congratulations #realestate #title #escrow

(Kelsey’s photos courtesy of Boise Regional REALTORS®)

Closing The Hunger Gap 2017

We’ve officially kicked off the 6th annual Alliance Title & Escrow Corp. ‘Closing The Hunger Gap’ companywide food drive! It runs from October 1 through October 31, 2017.

Our branches throughout Idaho and parts of Montana and Washington have teamed up with their local food banks to collect non-perishable food items and funds to help end hunger in the communities we serve.

This year’s goal is to collect 25,000 pounds of food. Last year, we collected 23,900 pounds of food in addition to $12,169 in employee and customers donations. Added to a portion of each branch’s revenue, totaling $27,425, the total companywide combined monetary donation was $39,594 and turned out to be the largest fund donation the company has made to date.

Come into participating offices to see Canstructures built by that office and vote on your favorite one! What is a Canstructure, you ask? It’s a themed art installation made of non-perishable food items that will be donated to that office’s food bank partner. Vote for your favorite Canstructure on our Facebook page!

We’re excited for you to help us reach our 25,000 pound food collection goal and end hunger in our community!

For more information on this year’s and past ‘Closing The Hunger Gap’ campaigns, visit our page: https://www.alliancetitle.com/closing-the-hunger-gap

To vote for your favorite Canstructure, visit our Facebook page: https://www.facebook.com/myalliancetitle

Guest Blogger: Eclipse Day

Amazing. Beautiful. Crazy. Words can’t really describe what I experienced when viewing the 2017 eclipse in totality in Stanley, Idaho. It was just something you’d have to experience for yourself.

My friends and I started our day waking up at 3:30AM, packing our cars and getting the dog ready to head out. We decided on Stanley, Idaho, a super small town of about 63 people northeast of Boise, as our eclipse destination because it was in the path of totality and has great views of the Sawtooth mountain range landscape.

One of my good friends from high school drove with her coworker all the way from Florida on assignment from her news station back in Orlando, interviewing people and stopping places all in the eclipse’s path of totality. After three straight days of driving from Florida to Idaho, they were exhausted, but ready to see what they came all that way for.

Despite all of the warnings that traffic would be bad heading out of Boise into the path of totality, we took our chances and didn’t experience much traffic at all. Once we got to the outskirts of Stanley, we checked out the campground and trailhead around Stanley Lake. Both were pretty full, but still manageable.

Stanley Lake – August 21, 2017

Deciding to go into town for cell and data reception, we were expecting Stanley to be completely packed, but were pleasantly surprised that it wasn’t. There were more people than normal for a summer morning. Food trucks and random vendors were selling things alongside the local establishments, all capitalizing on the much welcomed business. Cell and data reception were better than I remembered it ever being, too.

We found a spot to park both vehicles and hang out. Eventually we put on our eclipse glasses and started to see a small sliver taken out of the sun that eventually grew more into a crescent shape. The air gradually grew cooler and the surroundings started to dim into a greyish, gunmetal color. The Sawtooth mountains behind us started to glow as the eclipse reached totality and near darkness overcame everything.

After snapping some photos and starting recording a video on my phone, I was able to stare at the magic taking place in the sky. Other eclipse watchers were cheering and some were literally howling at the moon. I didn’t really see what my dog was doing during the eclipse, but it’s likely he had a look of confusion on his face with all of the howling surrounding us.

Two minutes and some change was not long enough. It didn’t look real and I couldn’t believe what I was seeing.

Total Solar Eclipse in Stanley, Idaho

Before we knew it, the sun came blasting around the other side of the moon and it was difficult, not to mention dangerous, to view the last part of the eclipse without eclipse glasses. Not believing it was over, the howlers around us could be heard yelling “Go back! Come back!”

We hung out just a little while longer before packing back up. My friend and her coworker planned to stay a little longer because they had a few live hits they needed to be ready for during the live broadcast on the east coast.

Seeing that side of nature had me hooked and debating whether or not I should become an eclipse chaser.

—Rich Clum is the Marketing Copywriter in the Boise, Idaho corporate office.

Tips for Purchasing a Home as a Senior

As a senior, making the decision to purchase a home can be a frightening thing. Your family may believe taking out a mortgage at such a late stage in life is too risky. If you have a history of renting, you may be torn about being tied down to a mortgage as opposed to moving freely. However, something about owning your own home is appealing, and there are plenty of options to assist you in making this transition. Here are a few tips to consider when looking to purchase a new home.

Know Your Options

According to the National Association of Realtors Home Buyer and Seller Generational Trends Report young baby boomers age 52 to 61 made up 16 percent of home purchases in 2016. Older boomers age 62-70 consisted of 14 percent of recent buyers. As you can see, purchasing a home at this phase in life is completely doable, and there are plenty of options available for you. The ideal way to purchase a new home is to sell your previous place of residence, and use the cash to buy a new house. If you do not own your current residence, then you will have to examine your financing options. A common misconception is that lenders do not loan money to seniors because of the risk factors associated with their age. In 2016, 68 percent of young baby boomers financed their home and 58 percent of older boomers did the same so do not be discouraged. When applying for a mortgage loan, lenders look at the last two years of your credit history and your projected income for the next three years. Consult with a trusted advisor to determine what type of mortgage will work best for you.

Be Cautious

Unfortunately in today’s fast-paced society, there are many real estate predators looking to take advantage of seniors. To avoid being caught in their traps, make sure your knowledge of the market is up to par. Hire a trusted attorney or financial advisor and always consult with them before making any decisions. Also make sure you acknowledge and properly understand any fine print. Be leery of real estate agents who try to rush you into making decisions and signing documents because they may be trying pull a fast one. If you feel like you are being told something that is too good to be true, you are probably right. Just to be sure, get a second opinion. To familiarize yourself with the value of the home you are looking to purchase or sell, get a market analysis. You may also find it beneficial to ask neighbors about the houses that have sold in the area.

Enlist Help

Moving into a home is a stressful and physically taxing chore. As a senior you may find that you don’t have the energy to pack up your entire living quarters, relocate, and unpack. Fortunately there are several moving services that specialize in helping seniors pack up their belongings and move safely and efficiently into their new home. Even a housekeeper can potentially help with the sorting and packing. After sorting and organizing your items, your home will be move-in ready, hassle-free! A quick online search will point you in the direction of which moving services are available in your area.

Some people assume that with age, comes the desire to simplify. While there are seniors who are comfortable with living in assisted living facilities, there are others who are not. Fortunately in these times, people are leading healthier lifestyles and are living longer. Investing in a home provides a great financial asset and can be very empowering for you. The quest to homeownership can be overwhelming, but try to enjoy the process as you find the home that is right for you!

Guest blogger submission courtesy of Jim Vogel of ElderAction.org

Owner’s Title Insurance Protects You and Your Future Generations

One of the smartest and easiest decisions you will make as a homebuyer is to get an owner’s title insurance policy. For a low, one-time fee, your property rights are protected for as long as you or your heirs own your home. How does owner’s title insurance protect you and your heirs?

When you close with Alliance Title, our title professionals examine the public records to help with the transition of the home from the seller to you during the closing process. If a problem is discovered, Alliance Title works to resolve it before you purchase the home. Some examples of problems with title include liens against the property, easements, building or use restrictions, and claims. Should an unforeseen issue arises that threatens your ownership rights after you have purchased your home, an owner’s title insurance policy will typically defend you and your heirs legally and financially.

For more information, contact a local Alliance Title professional or visit www.alliancetitle.com.

All publications of the American Land Title Association are copyrighted and are reference herein by specific permission from the American Land Title Association (ALTA). http://www.alta.org/

VIDEO: Wire Fraud Alert Notification from the National Association of Realtors

Over the past 20 years, technology has changed the way we purchase a home, from the way we search for a house to the way we acquire the necessary funding for a purchase. Nevertheless, technology has resulted in a devious side where email and banking fraud are current issues in our society.

The National Association of Realtors (NAR) released a video on YouTube warning homebuyers about the latest wire fraud scam. The scam entails criminals hacking into email accounts to steal information to trick homebuyers into fraudulent wire transfers.

Alliance Title takes internet security very seriously. The emails our escrow officers and escrow assistants send to our clients and customers contain a disclaimer that states we require email recipients to call their Alliance Title escrow officer to verify wire transfer instructions verbally prior to wiring funds. This measure, as well as the additional policies and procedures that Alliance Title has in place, assures that the bank account and other financial information we are entrusted with receives the highest level of protection. To learn more about the steps Alliance Title takes to safeguard every transaction we handle, please visit http://bit.ly/1qrvznt.

This blog was originally posted on May 17, 2016.

Did you know that 95%* of our customers would recommend Alliance Title to a friend, colleague or real estate professional?

Here is what else our customers are saying…

We were treated so wonderful and fair. – C. H.

Thanks for all the help! I appreciate you guys. – Blair H. & Ann M.

Quick, easy and straightforward closing of my home sale. Thanks. – William H.

We live in Washington, and we had an easy transfer with everything! – Gregory & Peggy M.

Your services are very good and complete. – Joseph G.

Because of “the system,” closings are always finicky in that the lender, builder and escrow company all have to coordinate, and by definition it usually is fairly complex with lots of balls in the air (having had quite a few over the year). But, this one went extremely well without any last minute hitches. Excellent experience. – Barry M.

Excellent service and professionalism from start to finish. – Devin M.

*Based on customer satisfaction survey responses.

Share Your Experience

Our customers read online reviews, and so do we. Rate the service you received at your local Alliance Title branch on Facebook or Google+.

 

 

To write a review on Facebook

  1. Sign into your Facebook account from your desktop or mobile device. Don’t have one? Create an account here
  2. Search for Alliance Title & Escrow Corp
  3. Select your local Alliance Title branch
  4. On the left side of the page’s timeline, click Reviews
  5. Choose a rating by clicking on the gray stars, then write a review
  6. Select your audience by clicking the
  7. Click Done

For more information, please see Facebook’s help article here

 

 

To write a review on Google

  1. Sign into your Google account. Don’t have one? Create an account here
  2. Open Google Maps or Google+ from your desktop or mobile device
  3. Search for Alliance Title & Escrow Corp
  4. Select your local Alliance Title branch
  5. Click Write a Review and select the stars to score our branch

For more information, please see Google’s help article here

Did you know that 96%* of our customers rated their overall closing experience with us as good or excellent?

Here is what else our customers are saying…

Love the friendliness of the workers. Was a great experience. – Lynda & Russell V.

I’m very pleased with the service. I did everything by phone. It was very simple. Thank you again. – Mark & Christine O.

Excellent service!!! – Leon & Debbie D.

We’ve used Alliance for other home sales and purchases, and we’ve always been happy. We recently dealt with a different title company for the purchase of a home in another city. They were awful – didn’t tell me what to bring in and they were not helpful when we asked questions ahead of time. – Lester & Patricia B.

Kristy Anstine and Lynsie Odd are the best escrow team ever assembled on this planet. – Brandon & Tracy Q.

We have been really pleased with the excellent customer service provided by Dennise Davidson. – Nathan C. & Sarah S.

The closing agent was knowledgeable, cordial, and informative. The process was efficiently done. – Kent & Joanne R.

Millie Gabettas was the best!! – Thomas & Nancy L.

Jeanne Fagg is great to work with. Very cheerful and professional. – Jason & Jasmine S.

Pam Pearson was exceptional. We had a very complicated situation, and she was patient and professional. The office staff was excellent, too. – Gene & Carolyn R.

Our closing was done remotely, and all went very well. – Kenneth & Carol S.

Jill Nash was awesome! She took care of everything. – Laurie & Timothy B.

I have been speaking with a few couples that want to look into buying a home. I will recommend them to you! – Adam & Carmelita G.

*Based on customer satisfaction survey responses.

Did you know that 98%* of our customers rated our branch facilities as good or excellent?

Here is what else our customers are saying…

They made the process quick, easy and stress free for us. Explaining everything as much as we needed. – Marla A. & Emmitt J.

Lynnette Miller was great! – Christian & Erin L.

Milli Gabettas was great. – Tyson & Mary H.

Was never in your offices. Timely service. – Paul H.

Jessica Crofts rocks! – Heidi E.

We think you guys are great. – Christopher & Ashley K.

Dan and I needed to have everything completed electronically or by mail because we had already relocated from Post Falls. Kellie Sweeney took care of everything quickly and efficiently so that the process was easy as well as professionally completed in a timely manner! – Dan & Gretchen F.

Easy, quick experience. Thank you. – Dennis & Beverly F.

Jennifer Upton was great to work with. She was very professional, informative and a joy to work with. I will definitely be working with her again. Thank you! – Heather M.

Our escrow officer, Lynnette Miller, at the Sandpoint, Idaho branch was wonderful. She went beyond the call of duty to keep in touch with us. She explained every detail always with a smile on her face and in her voice. She was a lifesaver during the days leading up to our crazy closing. – William & Barbara F.

My closing agent was absolutely fabulous. She was fast but very, very efficient. I felt comfortable throughout the entire process. Everything was clearly explained to me. Fabulous. – Heath & Brooke C.

Teri Patterson is the best! – Matthew & Karen K.

Jeanne Fagg was wonderful! Great with questions before and after closing. Thank you! – James & Jennifer S.

Extremely friendly and professional. Best closing ever. – Jerry & Chun A.

*Based on customer satisfaction survey responses.