A New Way To Find An Agent

Homebuyers and sellers aren’t necessarily relying on word of mouth referrals to connect with a real estate agent — especially in today’s technology focused society. HomeLight can still be considered a startup, but they’re making a name by providing valuable data for sellers on real estate pros like who’s likely to close the fastest and could get the best price for their property. As time goes on, don’t expect this to be the only company providing this type of info. Take a look at this article from techcrunch.com for more on HomeLight’s business model and other points to consider for your future marketing:

https://techcrunch.com/2017/08/15/homelight-40m/

6 Closing Steps Every Homebuyer Should Expect

The journey is almost over and there’s a lot to think about when closing on a home, so the last thing you want is something to go wrong. Working with an experienced closing agent helps ensure the details come together and everything runs smoothly.

As soon as the seller accepts your offer, you can expect closing to happen within 30 to 90 days.

Here are the six steps to expect:

  • Selecting a closing agent
  • Draw up an escrow agreement
  • Title search is conducted
  • Shop for title insurance
  • Obtain a closing disclosure
  • FINALLY: Prepare for closing

Ask your real estate professional to choose Alliance Title to see how our closing agents go the extra mile for your closing!

More Homebuyer Tips & Information

The American Land Title Association helps educate homebuyers like you about title insurance so you can protect your property rights. Check out www.homeclosing101.org to learn more about title insurance and the home closing process.

This advertising offers a brief description of insurance coverages, products and services and is meant for informational purposes only. Actual coverages may vary by state, company or locality. You may not be eligible for all of the insurance products, coverages or services described in this advertising. For exact terms, conditions, exclusions, and limitations, please contact a title insurance company authorized to do business in your location.

#alliancetitle #title #escrow #realestate #ALTA

Human Touch Still Important

Despite convenience products like digital mortgages growing in popularity, homebuyers still appreciate human interaction. With an important and potentially complicated investment like buying a house, Googling and reading FAQs only goes so far before eventually having to contact someone anyway. Check out this article from MReport for other reasons why borrowers still value working with a real person:

http://www.themreport.com/daily-dose/10-30-2017/human-touch-still-important-borrowers-despite-digitization

New Tax Law: What Does It Mean For Real Estate?

It’s not often that a new year brings major changes to how we’re taxed. Now that the President has signed the tax bill into law, it’s predicted to have a significant impact on the economy and thusly the real estate market.

One school of thought is that more money in Americans’ pockets means that they may accelerate their plans to buy a home. More buyers with more disposable income paired with low housing inventory might drive home prices even higher.

On the other hand, some real estate professionals think that the new tax law could dissuade buyers because the cap on mortgage interest deduction has been lowered from $1 million to $750,000. Additionally, the standard deduction has been nearly doubled, making the mortgage interest deduction less attractive.

Time will tell to see what actually happens to the real estate market.

For more information on the new tax reform bill, take a look at this article from the Journal of Accountancy.

Are you interested in more leads?

Alliance Title offers lead generation tools that include qualified and targeted farm reports in addition to other prospecting lists.

Send out mailers based on:

  • Subdivision
  • Just Listed/Sold To Surrounding Homes
  • Vacant Land or Improvements
  • Assessed Value
  • Acreage
  • Square Footage
  • Property Type – Residential, Commercial, Farm Land, etc.
  • Loan Amount/Loan Origination Date
  • Owner Occupied or Rental Property
  • Year Built
  • Neighborhood

Please note there may be a charge for mailing lists depending on the type of search parameters and size.

Get in touch with your local Alliance Title office to see how else our Client Resource Guide can make your next transaction a success!

Bitcoin & Real Estate

The real estate market is extremely fast-paced, so it’s vital for real estate agents to have an upper hand. Agents like going out of their way for clients, too. If millennial and younger clientele want to fund transactions with trendy cryptocurrencies such as Bitcoin, agents are looking at ways to make it happen. Take a look at this article from CNBC on how Bitcoin is emerging as a form of payment in real estate and what some of the possible perils are:

https://www.cnbc.com/2017/10/16/bitcoin-is-finally-buying-into-us-real-estate.html

DID YOU KNOW THAT 93%* OF OUR CUSTOMERS SAID THEY WOULD USE ALLIANCE TITLE AT THEIR NEXT CLOSING?

Here is what else our customers are saying…

We use Alliance Title and Escrow in the Bonner, Kootenai, Nez Perce, and Shoshone Market areas.  We appreciate the consistent service between all offices. – Steven & Lyssa K.

I like the fact that Alliance Title and the folks they employ are down to earth, nice, excellent at their jobs and they take exceptional care of me and my clients. – Jamie J.

Not lip service – seriously the best in all categories.  I don’t even think about using other companies. — Brandon Q.

Our closing went great thanks to Kimi Dennison who was not only very friendly, but also extremely professional. – Kim & Cynthia H.

Erica Lawrence is very efficient and helpful. She made my experience with Alliance Title very comfortable and went the extra mile to assist me. – Angela & Brian H.

*Based on customer satisfaction survey responses.

Our Industry Explained

Nobody knows what we do as title professionals. It’s important to explain in networking settings and it’s necessary for transparency. Plus, it’s fun to talk about since we’re not a bland and typical segment of the insurance industry!

The American Land Title Association has provided a short and straight to the point PDF in “question and answer” format that helps us explain our industry for networking events and at the closing table here: Our Industry Explained

AmeriTitle has provided this information for the purpose of familiarizing our clients with our industry. All publications of the American Land Title Association are copyrighted and are reference herein by specific permission from the American Land Title Association (ALTA). http://www.alta.org/

Jack Frost Is On His Way

The days are growing shorter and undoubtedly colder, so you know an inevitable guest will be making a visit soon: Jack Frost.

Here are some recommendations to help you cope with this yearly visitor that also may help you save some money…

Checklists are easy, organized and strangely satisfying when you successfully check items off. Take a look at this checklist on how to winterize your home.

Stay warm and comfortable around the house with these 17 simple ideas to keep your home warm without blasting the heat.

Speaking of staying warm, making sure your home is efficient will also help you save a few dollars. Ask your local utility companies if they provide discounted or free home efficiency audits like this one from Idaho Power: Savings For Your Home

Going somewhere? Make sure your vehicle is safe and ready to venture in the frozen wilds by checking out how you can winterize your car.

The teams here at Alliance wish you a warm and peaceful holiday season!

Our Menu of Services

At Alliance Title, we take great pride in the opportunity to be part of one of the most important decisions people make in a lifetime.

Our Menu of Services showcases how we can help make your next transaction easier for you and less stressful for your clients

Mobile Toolbox

Utilize the tools you rely on, anytime, anywhere — from your mobile device.

  • Agent Intel (where available)
  • Net Sheet Calculator
  • Closing Cost Calculator
  • Mortgage Calculator
  • Plat Map and CC&R Search
  • Locations
  • HOA Search

Online Toolbox

24/7 secure web access to the information and tools you need.

  • Place An Order
  • Transaction Management
  • Net Sheet
  • Property Profiles (mobile app available)
  • Plat Map and CC&R Search
  • Homeowners Association Info
  • Foreclosure Listing Report
  • Acreage Calculator
  • Mortgage Calculator
  • Alliance Doc Store
  • Angel Intel (where available)
  • Marketing Resource Center
  • Closing Cost Calculator

Education Offerings

For CE credits and short educational sessions, we have the knowledge.

  • Continuing Education Courses
  • 10-Minute Topics

Paperless Solutions

Your closing documents, your way!

  • CD
  • Secure Email
  • USB Flash Drive

Marketing Resources

From prospecting needs to proximity searches, we offer reports and resources to help you grow your business.

  • Property Information
  • Prospecting Lists
  • For Sale By Owner
  • Foreclosure Reports

Centralized Services

Single-source solutions for your transaction needs.

  • Centralized Title Plant
  • Central Order Processing
  • Default Services
  • Reconveyance Services
  • Long Term Escrow Services

Regional Coverage

When your real estate needs encompass more than one county, we cover the territory.

  • Regional Escrow Services

Our Client Resource Guide for even more information such as:

  • Farm Reporting and Prospecting Lists
  • Title Insurance is Not “Just Another Fee”
  • What is Escrow?
  • The Life of Your Title and Escrow Transaction
  • TRID Grid
  • Tips for a Smooth Transaction
  • Settlement Guide (Who pays for what?)
  • Understanding Tax Prorations for Idaho
  • Understanding Tax Prorations for Washington
  • Locations and Footprint

It takes a highly skilled team to create a smooth closing. Contact your local Alliance Title office to learn more about how our services can help make your next transaction a breeze.