Meet our Meridian, ID Branch

The Alliance Title team located in Meridian, ID is a wonderful group of experienced and talented individuals who know how to have fun! Each and every employee is a valuable member to the team and brings together over 120+ years of experience to the industry. The Meridian branch takes pride in their exemplary customer service and makes sure each transaction goes as smoothly as possible. Having each customer leave with an incredible experience is their top priority.

Not only is the Meridian branch committed to creating an exceptional experience for their clientele in both commercial and residential title and escrow services, but they are also an active participant in the community; the Meridian team holds their fundraising event, “Bowling to End Hunger” to help with the companywide campaign, “Closing the Hunger Gap” during the month of October benefiting the Idaho Foodbank. Members from the team also volunteer for a number of other local organizations, such as the Boys & Girls Clubs of Ada County, the First Tee of Idaho, and both the Boise Metro and Meridian Chamber of Commerce.

The Meridian branch brings an eclectic array of fun activities to the industry! From competitive body-building, archery, fly fishing, camping, golfing, hiking, and biking – the team is involved in almost everything!

Whether you’re buying or selling a commercial or residential property in the Ada County, the professionals at Alliance’s Meridian location are excited to help make your next transaction a success!


From left to right: Ben Thomas, Becky Ahring, Danielle Pegram, Sally Howie, Kauri Moll, Jessica Lins, Brittany Guettermann, Michelle Turner, Reana Garcia, and Yhindi Struthers
Not pictured: Brian Stone, Keehton Potter, and Brittney Love

 

Alliance Title – Meridian
2965 E Tarpon Dr., Ste. 180
Meridian, ID, 83642
208.846.8558

Employee Spotlight – Kauri Moll

Kauri Moll has been an Escrow Officer for Alliance’s Meridian, ID branch for the past 15 years. If she were to define her job description, she would interpret it as making dreams come true! Although Kauri’s job isn’t always easy, she keeps a smile on her face and consistently has her clients feeling comfortable and at ease.

Of the Alliance Core Values, “Service” is Kauri’s favorite. She explains, “If I am service oriented, then our company and our promise stands out. It helps clients understand that we care and that their transaction is the most important transaction.” Kauri strives to make a difference in her client’s lives and help them accomplish their goals and dreams.

When asked whom she admires, Kauri points to the working mother. She explains that “being a single career mom myself, I have huge respect for those moms out there who are able to manage a career, a household, and wrangle their children along the way!”

When she’s not in the office, Kauri loves spending her time outdoors! Whether it’s through hiking, backpacking, hunting, or fishing, you can find her exploring new places and soaking in the rays.

Kauri’s favorite quote, “wanting less is a better blessing than having more,” helps her keep things simple and back to the basics. She believes that money and things don’t buy happiness – but instead to cherish your family and friends and make memories.

Now that you’ve gotten to know Kauri a little more, write her in on your next transaction! Kauri looks forward to helping make your next transaction a wonderful and positive success.

 

Kauri Moll – Escrow Officer at Alliance’s Meridian Branch
2965 E Tarpon Dr. Ste. 180
Meridian, ID 83642
208-846-8558
Kauri_moll@alliancetitle.com

Employee Spotlight – Joy Denning

Joy Denning is a Title Officer for Alliance’s Blackfoot, ID branch. Having been with the branch for the past 25 years, Joy brings plenty of experience and happiness into the office. Joy appreciates helping customers understand their commitments and answering their questions. She also records, supervises recordings, and completes inspections.

Of Alliance’s core values, Joy considers “Teamwork” to be at the heart of her job. Joy explains, “I could not do my work without everyone else on my team. We have a great office and all work together. My team in Boise is also wonderful to jump in and help us satisfy our customers and answer my endless questions. It sometimes takes all of us to get the deal closed.”

Joy’s favorite aspect of work involves researching. She enjoys the inspections and comparing what she has studied on paper in relation to how the building truly sits on the land.

When asked whom she admires most, she looks to her parents. Joy explains that “they lived through the depression, at a time when the most valuable thing they had was their family and integrity. They sacrificed so much.” Her favorite quote, “children honor thy parents and parents be worthy of that honor” deeply reflects her appreciation of her family.

Outside of work, Joy enjoys spending time in the outdoors. She loves to go camping, biking, hiking, fishing, or taking pictures when she travels to new places.

Now that you know Joy a little better, write her in on your next transaction!

Joy Denning – Title Officer at Alliance’s Blackfoot Branch.
246 W Pacific St., Ste. A.
Blackfoot, ID, 83221
208.785.4573
joy_denning@alliancetitle.com

#alliancetitle #employeespotlight #spotlight #title #escrow

Buyer / Seller Guides – What are Closing Costs?

At Alliance Title, we take pride in providing the best overall closing experience for our agents, lenders, and customers. Closing costs can seem a little confusing and overwhelming; through our Buyer / Seller Guide, we assist you through the process. Let’s go through the “What,” “Who,” and “When” of closing costs.

What

Other than the down payment and cost of the property, closing costs are additional fees that need to be paid at the time of closing.

This may involve:

  • Escrow fees
  • Title insurance premiums
  • Tax prorations
  • Loan fees
  • Deed recording fees
  • Real estate commissions
  • & more

Who

There are many differences that usually play out between buyer and seller when it comes to closing costs. Listed below is the standard distribution, but it might differ on what works best for each party.

The buyer pays for:

· The lender’s title policy premiums

· Escrow fees

· Recording charges for all documents in     buyer’s name

· Tax proration

· HOA prorates and transfer fees

· All new loan charges

· Fire premium insurance for the first year

The seller pays for:

· Owner’s title insurance premiums

· Escrow fees

· Real estate commission

· Document recording and release fee for     deed

· Any loan fees required by buyer’s lender

· Payoff of all loans in seller’s name or   against the property

· Interest accrued by lender being paid off,   statement fees, etc.

· Any judgements, tax liens, etc. against the    seller

· Any and all delinquent taxes

 

When

Most buyers anticipate receiving their keys the day of closing; however, this usually doesn’t happen until a day, or a few days, after signing.

The transaction does not ‘close’ until all the funds have been cleared and provided to the title company, and the deed to transfer title is recorded at the county courthouse.

 

Whether you’re buying or selling a commercial or residential property, the professionals at Alliance are excited to help make your next transaction a success!

Meet our Emmett, ID Branch

Located in Emmett, ID, the Alliance Title team is a special and enjoyably fun staff! Each and every employee is a valuable member to the branch and brings together 20+ years of experience to the industry.

Not only is the Emmett branch committed to creating an exceptional experience for their clientele in both commercial and residential title and escrow services, but they are also committed to providing services to the community; Emmett’s branch has been involved with both the Emmett Rotary and Gem County Chamber of Commerce for the past 23 years!

Their attention to detail and customer service puts this team above the competition. Alliance’s Emmett branch truly loves how their customers become like friends and family – this welcoming and positive attitude creates the supportive community that Emmett is.

The Emmett branch supports many events and fundraisers; some of them include: the Cherry Festival, Harvest festival, Emmett Friendship Coalition, and any Real Estate Agent and Broker events. Outside the office, you might just find any of the employees attending car shows or partaking in any of the wonderful outdoor activities Emmett has to offer!

Whether you’re buying or selling a commercial or residential property in the Gem County, the professionals at Alliance’s Emmett location are excited to help make your next transaction a success!

 

Alliance Title – Emmett
1312 S Washington Ave., STE. F
Emmett, ID, 83617
208-365-4486

Employee Spotlight – Tina Christy-Dettloff

Tina Christy-Dettloff is an Assistant Branch Manager and Title Officer for Alliance’s Salmon, ID branch. Tina brings plenty of experience to the branch; her 26th anniversary with the company will be celebrated in December!

Of Alliance’s core values, Tina considers “Service” to be at the heart of her work. Tina explains, “I try to reflect ‘service above self’ in my life. It impacts my relationships with my team as well as my clients. When customers are looking for answers about their land or transactions, I give them the time they need to answer their questions and feel comfortable. Service is so important in setting us above the rest.”

Her favorite aspect about work involves the variation in her days and truly making an impact on her client’s lives. Tina loves title searching and helping her customers with the many situations that need to be worked through to achieve the goal of the buyer or seller.

Tina’s choices for who she admires most reflects back to her favorite core value, “service above self.”  Jesus Christ, Pope Francis, and the Dalai Lama as those whom she reveres most.

When she’s not in the office, Tina enjoys taking advantage of all what Salmon has to offer. In the summer you can find her working in her garden, camping, hiking, or floating the Salmon River. Come winter, Tina relaxes by reading, sewing, or cross country skiing.

Tina’s favorite quote is, “work like you don’t need the money, love like you’ve never been hurt, and dance like nobody’s watching.” Not surprisingly, this quote ties in with her favorite Alliance core value.

Now that you know Tina a bit better, write her in on your next transaction!

Tina Christy-Dettloff – Assistant Branch Manager & Title Officer at Alliance’s Salmon Branch
610 Main St.
Salmon, ID 83467
208-756-4231
tina_dettloff@alliancetitle.com

 

#alliancetitle #employeespotlight #spotlight #title #escrow

To Avoid or Not Avoid Escrow Impound Accounts?

Let’s get one thing straight: those extra shipping fees that are accumulated after adding up your shopping cart can make any grown adult question their decision to purchase.

But should homebuyers debate avoiding escrow impound accounts to potentially save money on monthly and upfront fees?

United Wholesale Mortgage is releasing a new program that will allow loan applicants to decline escrow accounts when finalizing their home mortgages. This move seems to be raising a lot of eyebrows and prompting many questions.

While it does seem attractive to not add on further costs upfront or on a monthly basis, it does open the door for possible financial issues – specifically for borrowers who are just looking for cost savings on their mortgage and not the actual big picture. Escrow impounds allow you to feel secure and confident with your financial responsibilities in paying your taxes and insurance – yes, those extra shipping fees aren’t the most fun, but it might just allow you to have peace of mind in enjoying your new home.

Employee Spotlight – Jennifer Kunz

Jennifer Kunz has recently joined the Driggs, ID branch as an Escrow Assistant. She believes the best part of her job includes assisting clients in reaching their dreams and aspirations of homeownership. Jennifer strives in leaving a positive impression for her clients to feel confident in their financial decisions.

Of the Alliance Core Values, “Integrity” is Jennifer’s favorite. She explains, “being honest and having a strong moral compass is very important – not only in work, but in life.”

When looking for inspiration of positivity, Jennifer looks to her grandmother. As someone she admires, Jennifer’s grandmother “is always positive and never has had a negative thing to say about anyone.”

Outside of the office, Jennifer loves to garden, canoe, fish, and read – all while being accompanied by her husband and children. It should be of no surprise then that Jennifer’s favorite quote comes from Cicero: “If you have a garden and a library, you have everything you need.”

Jennifer looks forward to helping make your next transaction a wonderful and positive success!

Jennifer Kunz – Escrow Assistant
78 N Main St.
Driggs, ID 83422
208-354-2285
jennifer.kunz@alliancetitle.com

#alliancetitle #employeespotlight #spotlight #title #escrow

Employee Spotlight – Dennise Davidson

Dennise Davidson is an Escrow Officer with Alliance’s Nampa branch serving the Treasure Valley. With 13 years of experience with the company and over 20 years in the industry, Dennise prides herself on making her clients look good to their customers.

Of the Alliance Core Values, “Integrity” is what Dennise considers to be the heart of the company. Dennise explains “Our clients can rest assured that we will be honest in our dealings, always striving to provide the highest level of customer care.  We work as a team to ensure our clients have the best closing experience possible”.

When asked what Dennise likes most about her position, she shared that it is the personal relationships with clients that she enjoys the most.  She feels fortunate to have developed so many friendships with professionals in the industry while also having the rewarding opportunity to be part of making the dream of homeownership come true.

When Dennise is not busy working, you can find her taking advantage of the many things our great state of Idaho has to offer.  In particular, she likes camping, music, nature, reading and exploring.

For our spotlights, we always like to ask: Who do you admire the most and why?  Dennise replied with a passionate response about her mother. “My mother, Rosemary, for her courage in the face of adversity, for her strength of character and perseverance through difficult circumstances and for the unconditional love, care and thoughtfulness she extends to everyone she meets. I admire her sense of adventure and the wonderful way she always brings out the best in people.”

Dennise’s favorite quote is “Bloom Where You’re Planted”.  Not surprisingly this is also one of her mother’s favorite sayings and something that she finds to be a simple reminder to be content and make the most of what you have. She believes this is the secret to happiness.

Now that you know Dennise a bit better, write her in on your next transaction!

Dennise Davidson – Escrow Officer at Alliance Nampa Branch
1005 W Sanetta St.
Nampa, ID 83651
208-465-6600
dennise_davidson@alliancetitle.com

#alliancetitle #employeespotlight #spotlight #title #escrow

Employee Spotlight – Bret Cherry

Bret Cherry is an Escrow Officer at Alliance’s CW Moore office in Boise, Idaho and has been with the company since 2016. Interacting with great clients, being part of an experienced team for each transaction and seeing the happiness from buyers and sellers after a successful closing are his favorite parts of being an Escrow Officer.

Of the Alliance Core Values, “Integrity” is Bret’s favorite. He explains, “having worked in other markets, you quickly understand what makes a company work. Integrity drives the other Core Values of Teamwork, Honesty, Trust, Respect and Service. It reminds me of my grandfather in Switzerland, where a handshake was your word — your integrity.”

“It takes all kinds of people to make a world,” is his favorite quote. He says that he grew up with his mother always reminding her children of that reality. It’s always been Bret’s daily mantra and he feels that it becomes more and more relevant each day.

Out of everyone, he admires his nephew, Cortlan. “We lost him to cancer when he was 7. His perspective on his surroundings, even during the most painful hours, was elevated. He exited this life without ever complaining.”

When not working, Bret enjoys exploring new things to do in the area and taking advantage of the outdoors. “Coming from San Francisco, aside from the beach, you typically drive a great distance with extreme traffic to reach hiking, biking and skiing areas.”

Bret looks forward to helping make your next transaction a success!

Bret Cherry – Escrow Officer at Alliance Title CW Moore
250 S 5th St., Ste. 100
Boise, ID 83702
208-947-9100
bret.cherry@alliancetitle.com

#alliancetitle #employeespotlight #spotlight #title #escrow