Thankful

November is the time for reflection – and we’d like to extend our deepest thanks to the amazing communities we’re so grateful to be a part of. We truly appreciate the confidence you placed in us by sending us your business throughout the year.

This past October, many of you helped Alliance by donating to our food drive, ‘Closing the Hunger Gap.’ We were fortunate enough to add on to our 2017 collection last year of 130,332 pounds of food! Thank you to all who participated and helped us move closer to a world without hunger!

Stop by an Alliance Title location for your next transaction to feel confident and appreciated!

#alliancetitle #title #escrow #thankful

We’re ready for you!

Alliance Title’s 25 locations throughout Idaho, Montana, Washington, and Wyoming help make your closing process attainable and achievable. Each branch is equipped with a friendly and experienced professional who are ready to provide you with a personalized transaction.

This October, Alliance is hosting the 7th annual ‘Closing the Hunger Gap’ food drive campaign and partnering with local food banks to collect nonperishable food and monetary donations to help end hunger in the communities we serve.

To make an online donation click here.

With our convenient locations, you’re never too far from friendly service or a donation site! Stop by any Alliance Title location to donate food items or make a monetary donation to help us end hunger!

2018 Canstructure Contest

Each branch has created food art installations we call “Canstructures!” Vote for your favorite Canstructure on our website throughout the month of October!

#alliancetitle #convenience #CHG2018 #volunteer #title #escrow

Making a Difference in Our Community

Like you, we care about the community we live and work in and enjoy taking an active part in helping the community thrive. Volunteering in local events gives us the opportunity to give back.

We’re hosting our 7th annual ‘Closing the Hunger Gap’ food drive campaign and partnering with local food banks to collect nonperishable food and monetary donations to help end hunger in the communities we serve.

Our companywide goal this year is to collect 27,000 pounds of food.

Stop by any Alliance Title location to donate nonperishable food items or make a monetary donation to help us end hunger! While you’re in, check out the food art installations – what we call Canstructures – designed by that local office, and vote on your favorite one!

Thank you for your continued support as we work together to close the hunger gap!

Team up with your local Alliance Title Business Development Representative or visit our Closing the Hunger Gap page for more info.

Employee Spotlight – Tina Christy-Dettloff

Tina Christy-Dettloff is an Assistant Branch Manager and Title Officer for Alliance’s Salmon, ID branch. Tina brings plenty of experience to the branch; her 26th anniversary with the company will be celebrated in December!

Of Alliance’s core values, Tina considers “Service” to be at the heart of her work. Tina explains, “I try to reflect ‘service above self’ in my life. It impacts my relationships with my team as well as my clients. When customers are looking for answers about their land or transactions, I give them the time they need to answer their questions and feel comfortable. Service is so important in setting us above the rest.”

Her favorite aspect about work involves the variation in her days and truly making an impact on her client’s lives. Tina loves title searching and helping her customers with the many situations that need to be worked through to achieve the goal of the buyer or seller.

Tina’s choices for who she admires most reflects back to her favorite core value, “service above self.”  Jesus Christ, Pope Francis, and the Dalai Lama as those whom she reveres most.

When she’s not in the office, Tina enjoys taking advantage of all what Salmon has to offer. In the summer you can find her working in her garden, camping, hiking, or floating the Salmon River. Come winter, Tina relaxes by reading, sewing, or cross country skiing.

Tina’s favorite quote is, “work like you don’t need the money, love like you’ve never been hurt, and dance like nobody’s watching.” Not surprisingly, this quote ties in with her favorite Alliance core value.

Now that you know Tina a bit better, write her in on your next transaction!

Tina Christy-Dettloff – Assistant Branch Manager & Title Officer at Alliance’s Salmon Branch
610 Main St.
Salmon, ID 83467
208-756-4231
tina_dettloff@alliancetitle.com

 

#alliancetitle #employeespotlight #spotlight #title #escrow

Take your business to the next level

The housing market has been moving rapidly and is becoming more competitive by the day! Alliance’s tools and information services can help you keep that momentum and capture business.

We offer several resources and tools to help grow your business.

 

…and much more!

Team up with your local Alliance Title Business Development Representative for a complete list of available tools for your area and to learn how we can help take your business to the next level!

Connecting With Diverse Buyers

Millennials make up the majority of the buyers in today’s market and within that group comes diversity of all types. It’s important to know how to connect with those buyers because chances are they’re purchasing their first home and it won’t be their last. Have a look at this article from MReport for 3 tips on connecting with diverse buyers:

http://themreport.com/daily-dose/06-04-2018/3-ways-to-connect-with-diverse-buyers

#alliancetitle #buyers #diversity #realestate #communication #title #escrow

What Are Closing Costs?

Closing costs are fees that are separate from the selling price of a property. They need to be paid at the time of closing and can involve escrow fees, title insurance premiums, tax prorations, loan fees, deed recording fees, real estate commission and more.

The buyer usually pays for:

  • Lender’s title policy premiums
  • 50% of escrow fee
  • Recording charges for all documents in buyer’s name
  • Tax proration (from date of acquisition)
  • Homeowners’ Association fees
  • All new loan charges (except those required by the lender for seller to pay or otherwise negotiated between buyer and seller)
  • Fire insurance premium for the first year

The seller usually pays:

  • Owner’s title insurance premiums
  • 50% of escrow fee
  • Real estate commission
  • Document recording and release fee for deed of reconveyance
  • Any loan fees required by buyer’s lender
  • Payoff of all loans in seller’s name or against the property
  • Interest accrued by lender being paid off, statement fees, reconveyance/release tracking fees and any prepayment penalties
  • Any judgments, tax liens, etc. against the seller — including the cost of recording the release document
  • Any and all delinquent taxes

Take a look at the Buyer/Seller Guide we’ve put together for more information on what happens during the purchase or sale of a property.

#alliancetitle #guides #buyers #sellers #closing #title #escrow

Where Home & Heart Meet

Buying a home is one of the largest investments a customer makes in their lifetime. You’re who they’ll count on to help them make the best choices in protecting that investment.

With years of proven industry experience, Alliance Title’s resources help you guide your customers through the benefits of owner’s title insurance with confidence.

Visit blog.alliancetitle.com to access the following ALTA HOP resources and more:

Additional information and resources are available at Homeclosing101.org

#alliancetitle #ALTA #homebuyers #hop #realestate #title #escrow

Employee Spotlight – Dennise Davidson

Dennise Davidson is an Escrow Officer with Alliance’s Nampa branch serving the Treasure Valley. With 13 years of experience with the company and over 20 years in the industry, Dennise prides herself on making her clients look good to their customers.

Of the Alliance Core Values, “Integrity” is what Dennise considers to be the heart of the company. Dennise explains “Our clients can rest assured that we will be honest in our dealings, always striving to provide the highest level of customer care.  We work as a team to ensure our clients have the best closing experience possible”.

When asked what Dennise likes most about her position, she shared that it is the personal relationships with clients that she enjoys the most.  She feels fortunate to have developed so many friendships with professionals in the industry while also having the rewarding opportunity to be part of making the dream of homeownership come true.

When Dennise is not busy working, you can find her taking advantage of the many things our great state of Idaho has to offer.  In particular, she likes camping, music, nature, reading and exploring.

For our spotlights, we always like to ask: Who do you admire the most and why?  Dennise replied with a passionate response about her mother. “My mother, Rosemary, for her courage in the face of adversity, for her strength of character and perseverance through difficult circumstances and for the unconditional love, care and thoughtfulness she extends to everyone she meets. I admire her sense of adventure and the wonderful way she always brings out the best in people.”

Dennise’s favorite quote is “Bloom Where You’re Planted”.  Not surprisingly this is also one of her mother’s favorite sayings and something that she finds to be a simple reminder to be content and make the most of what you have. She believes this is the secret to happiness.

Now that you know Dennise a bit better, write her in on your next transaction!

Dennise Davidson – Escrow Officer at Alliance Nampa Branch
1005 W Sanetta St.
Nampa, ID 83651
208-465-6600
dennise_davidson@alliancetitle.com

#alliancetitle #employeespotlight #spotlight #title #escrow

Mistakes To Avoid Before Selling

It’s definitely smart if you or your clients want to save money in repairs before selling a house by taking a DIY approach. What if the DIY project isn’t done right and ends up costing way more in time and stress for a professional to fix your mistake? Here’s an article from Realtor.com on some of the worst mistakes that can be made before selling a house:

https://www.realtor.com/advice/sell/selling-your-home-diy-repairs-to-avoid/?iid=rdc_news_hp_carousel_theLatest

#alliance #homeselling #realestate #selling #homeimprovement #title #escrow