Idaho Ranks the Highest in Some of NCUA’s 3rd Quarter Measurements

The National Credit Union Administration (NCUA) shared the results of their NCUA Quarterly U.S. Map Review for the 3rd quarter 2015. The report “tracks performance indicators for federally insured credit unions in the 50 states and the District of Columbia,” and reviews home prices changes and unemployment rates on a state level.

In four of the eight key metrics that the NCUA tracks in the quarterly report, Idaho was one of the highest ranked states for median growth rate, median asset growth, median loan-to-share ratio, and membership growth rate for the second consecutive quarter.

On a national level, median growth in loans outstanding rose to 4.1% compared to 3.5% in 3rd quarter 2014. Idaho had the highest median growth rate in the country at 10% . The Gem State also led the way in median asset growth, reaching 6.3% in 3rd quarter 2015. The national median asset growth was 2.4%, up from 1.4% the same time last year.

The national median ratio of loans outstanding to total shares and deposits grew to 62%. This was higher than the 3rd quarter of 2014 when it was 60%. Idaho ranked the highest out of the entire nation with a median loan-to-share ratio of 88%.

Finally, Idaho’s federally insured large credit union membership growth rate increased by 3.4%, making it the second greatest increase in the United States. The national membership growth rate in larger credit unions declined by 0.2% compared to the same time last year. To read the NCUA Quarterly U.S. Map Review and press release, visit

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