CFPB 2013 Mortgage Rule Implementation Web Page

The Consumer Financial Protection Bureau (CFPB) has created a web page specifically designed to share 2013 mortgage rule implementation information. The web page offers guides in an FAQ format to help industry professionals with compliance. The web page also includes videos that provide “overviews for the new mortgage rules, prepared as companions to the written guides.” Compliance guides and videos are available for the following rules:

  • Ability to Repay/Qualified Mortgage
  • 2013 HOEPA Rule
  • Loan Originator Compensation
  • ECOA Valuations
  • TILA HPML Appraisals
  • Escrows
  • TILA and RESPA Servicing

 Additional information, such as a list of rural and underserved counties for 2013 and a HUD-approved housing counselors URL, are also available on the page.

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