Meet Our Salmon, Idaho Branch

Alliance Title’s Salmon, Idaho team knows how important it is to put their industry knowledge to work for their clients and the community. More often than not, their customers are friends, family and neighbors, so they know a thing or two about building lasting relationships.

The 47 years of combined experience really sets them apart from the competition because it not only brings a wealth of knowledge, but allows them to make sure everything is buttoned up and there are no surprises before, during and after closings. The team loves their customers’ loyalty, honesty, feedback and the reciprocal relationship they maintain.

Being an active part of the community to nurture and grow it is something every team member takes great pride in. “Each year there are new opportunities for us as a group or individuals to participate in. In the past, we’ve supported many community events and causes such as the Rotary Club, Salmon Valley Chamber of Commerce, Salmon Fire Department, Rocky Mountain Elk Foundation, The Girl Scouts, Salmon School District 291, Closing The Hunger Gap, Salmon Valley Hospice and the Mahoney House for Battered Women,” says SVP & Area Manager Daryl Olsen.

In their free time, team members enjoy the beautiful surroundings that they’re so lucky to be nestled in. They have fun gardening and landscaping, Dutch oven cooking, camping, bow hunting, floating the Salmon River, sturgeon fishing and ATV riding.

The Salmon team looks forward to assisting you with your next transaction in Lemhi and Custer counties!

Alliance Title Salmon
610 Main St.
Salmon, ID 83467

#alliancetitle #branchspotlight #spotlight #community #title #escrow

Affiliates of the Year 2018

Congratulations, Ashley Houweling & Kelsey Wartman!

We’re thrilled to announce that two of Alliance Title’s own have been named Affiliate of the Year — Ashley Howeling (Nampa, Idaho office) for the Nampa Association of Realtors and Kelsey Wartman (Boise, Idaho office) for the Boise Regional Realtors!

“I am truly honored to receive Affiliate of the Year from Nampa Association of Realtors. So many great people volunteer their time and effort all year long towards events and functions within the association and community and just being considered one among those individuals is a great honor in itself. I consider myself privileged to be part of this community and association.” — Ashley Houweling

Ashley Howeling

Shannon Loux, Ashley Howeling and Star Nieves

Alliance Title Nampa Team – Stacy Woods, Tara Lehman, Ashley Houweling, Shannon Loux, Star Nieves and Isabel Villalobos

“I am truly honored to have been recognized as the Boise Regional Realtors Affiliate of the Year. To receive this award from a group of individuals that I admire so much is truly humbling. I am grateful for all of the amazing members and staff of the association who make it so easy to be involved and give back in our industry.” — Kelsey Wartman

Kelsey Wartman accepting her award from Phil Mount

Award Winners – Jill Giese, Elizabeth Cushman Hume, Kelsey Wartman, Bob Van Allen, Becky Enrico-Crum and Mike Turner

Gary Salisbury, Kelsey Wartman and Phil Mount


Ashley and Kelsey are ready to help you grow your business in the Treasure Valley!

Ashley Houweling – Alliance Title Nampa
1005 W Sanetta St.
Nampa, ID 83651

Kelsey Wartman – Alliance Title Boise
250 S 5th St., Ste. 100
Boise, ID 83702

#alliancetitle #affiliateoftheyear #award #congratulations #realestate #title #escrow

(Kelsey’s photos courtesy of Boise Regional REALTORS®)

Why You Should Work With A Buyer Agent

Since buying a home is one of the largest purchases you’ll make in your lifetime, there’s a lot on the line. You need the professional expertise of a buyer agent to help you navigate the complex world of real estate.

Here are just a few advantages of working with a buyer agent:

  • It’s free to the buyer!
    • A buyer agent’s commission is paid by the seller in a residential real estate sale.
  • You’ll have a trusted advisor and advocate through the buying process
    • Buyer agents represent you and your best interests in a transaction, making them loyal to you. A buyer agent can be counted on being accountable for the money they handle in the transaction and to keep your info confidential.
  • Save time and minimize stress
    • Your agent will work hard to research and show you all of the properties that fit your needs. They’ll also negotiate the best price, handle the paperwork and attend your closing to ensure your interests are protected.

When you’re ready to buy a home, choose Alliance for your title and escrow services!

#alliancetitle #realestate #buyeragent #title #escrow

What Every Agent Should Know About Title Insurance


As an agent, you know that buying a home can be overwhelming for your clients. Homebuyers can feel confused and frustrated by the mounds of paperwork they have to sign and closing costs can be a surprise.

Owner’s title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is immense. As a trusted advisor to your clients, you’re in a position to help homebuyers understand the benefit of owner’s title insurance and the dangers that can happen without it.


Owner’s title insurance is a policy that protects homebuyer’s property rights. For the same reasons the bank requires a lender’s insurance policy, the homebuyer obtains owner’s title insurance to protect against possible claims against the title.


Say, for example, your client just bought a home and there was an HOA lien previously filed against the property that wasn’t paid through closing. Wanting to be paid, the HOA contacts your client for payment. Without a title insurance policy, your client could be responsible for paying this existing debt.

This is just one example of how owner’s title insurance protects homebuyers from various financial risks.

There are extended and expanded policies as well as endorsements available to homebuyers at minimal incremental costs that provide additional coverage. These are often purchased for protection and peace of mind in situations that involve new construction, encroachments or other potential non-record matters.


The good news is that owner’s title insurance protects homebuyers financially, as long as they own their home. For a low, one-time fee, homebuyers can rest assured, knowing they’re protected against possible debts or claims to their property.

Get in touch with your local Alliance Title rep to learn how we can help protect your clients with owner’s title insurance.

For informational purposes only. Source: American Land Title Association

#alliancetitle #title #insurance #escrow #peaceofmind #titleinsurance

3-Year Low: Pending Home Sales

The housing market is in ‘crisis’ due to inventory issues according to this article from referencing the latest National Association of Realtors (NAR) findings. Pending home sales fell 4.7% to 104.6, which is the lowest  reading since October 2014. For more information regarding the most recent NAR report, have a look here:

#alliancetitle #realestate #markettrends #title #escrow

Employee Spotlight – Cheree Bartram

Cheree Bartram, Escrow Officer – Nampa, ID

Cheree Bartram is an Escrow Officer at Alliance’s Nampa, Idaho office and has been with the company since 2009. In addition to preparing closing documents, signings and providing backup support to her team, her favorite aspect of the role is helping people’s dreams come true!

“I love what I do. Each day is a new challenge and helping people achieve the ultimate goal of homeownership is just the best feeling. I have developed some great friendships over the years with my clients, agents and lenders. That is just icing on the cake!”

“Teamwork” is Cheree’s favorite Alliance Core Value, although she stands by them all. She says she identifies with it the most because “when you work together, you can accomplish much greater things as a team with your lenders, agents and coworkers.”

Ellen DeGeneres is someone Cheree admires a great deal. Ellen’s quote, “Be kind to one another,” is also her favorite. Cheree says she appreciates Ellen’s kindness and generosity towards other people.

When not in the office, Cheree loves spending time with her husband, family, fur babies and especially her two grandsons. Their favorite activities together include baking, playing ladder golf, camping, fishing and enjoying the outdoors during the summer.

If you’re closing a real estate transaction in Nampa, get in touch with Cheree!

Alliance Title Nampa
1005 W Sanetta St.
Nampa, ID 83651

#alliancetitle #employeespotlight #spotlight #title #escrow

Seven Tips for Real Estate Social Media Marketing

Social media is a free tool in your marketing mix that can be hugely beneficial to your business with each platform having its advantages and specific fit. Enhancing the way you use each one isn’t as complicated as you think either. Take a look at this article from for seven tips on each platform’s best use for real estate marketing and more:

Connect with your local Alliance rep for more tools and ideas to help grow your business!

#alliancetitle #businessbuilder #title #escrow #growth #realestate

Convert Your Leads

Turning leads into clients is an integral step in the sales process. Whether it’s reaching out for the first time or following up with a recently contacted lead, our marketing resources and ideas can help make the process easier.


Also known as the Bear Printing Portal, our resource center lets you customize invitations, cards, signs and more.


By using email campaign services, you can get important information to your list, track interactions and nurture the relationship.


Client relationship management services and apps help you stay organized by helping you track, follow up, set reminders and more.

To get started with our Marketing Resource Center and for more ideas, team up with your local Alliance Title representative!

How Title Insurance Protects All Homebuyers

Whether you’re purchasing or refinancing a home, title insurance protects you against any problems affecting your home’s title.

The Basics

There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the financial investment of the bank or lender. If someone else claims ownership of your property, title insurance typically defends you legally and financially.

Common Risks

Here are some examples of problems with title:


  • Liens against the property that serve as security for the payment of an obligation (e.g. mortgage liens, judgment liens for unpaid court judgments, federal tax liens, state and local liens for failure to pay real estate taxes or assessments, mechanic’s liens to secure payment for property improvements, liens for recovery of child support payments or, as in a place like New York City, for unpaid parking tickets)
  • Easements that have been created by contract or arisen through use or adverse prescription (e.g. rights of way for utilities, rights acquired by neighbors because of a fence encroachment)
  • Building or use restrictions contained in recorded plats, agreements or deeds
  • Claims arising out of bankruptcy


These are just some of the many reasons why getting owner’s title insurance is crucial when buying or refinancing a home. It gives you peace of mind that your property rights are protected.


When you refinance, you are obtaining a new loan, even if you stay with your original lender. Lenders will usually require a new title search and lender’s policy to protect their investment in the property. Fortunately, homeowners don’t need to purchase a new owner’s policy—the one you bought at closing is good for as long as you or your family own the property. However, you may want to contact Alliance Title to update your policy to reflect changes in your life.

Enduring Value

Owner’s title insurance is a low, one-time fee based on the value of your home. For example, the typical owner’s title insurance policy costs an average of 0.5% of a home’s purchase price. With a home being one of the largest investments you’ll ever make, it’s clear why getting owner’s title insurance is such a smart way to give yourself peace of mind.

More Homebuyer Tips & Information

The American Land Title Association helps educate homebuyers like you about title insurance so you can protect your property rights. Check out to learn more about title insurance and the home closing process.

*This information is provided by The American Land Title Association (ALTA) and offers a brief description of insurance coverages, products and services and is meant for informational purposes only. Actual coverages may vary by state, company or locality. You may not be eligible for all of the insurance products, coverages or services described in this post.

For exact terms, conditions, exclusions, and limitations, please contact your local Alliance Title branch.