Meet Our Twin Falls, Idaho Branch

Alliance Title’s Twin Falls, Idaho team loves their customers and the community they serve. Going above and beyond tailoring the experience to each customer, every transaction is treated like it’s the single most important transaction in the office. This is achieved by utilizing the 100 plus combined years of experience and confidence the title and escrow departments possess.

Giving back to the community the Twin Falls team loves is extremely important. Aside from the Alliance Title Closing The Hunger Gap food assistance campaign, the team is involved with other local organizations such as Rotary, Magic Valley Builders Association, Twin Falls Chamber of Commerce, Magic Valley Trail Enhancement Committee, Make-A-Wish Foundation, Habitat for Humanity, Magic Valley Beer Festival and the Twin Falls Community Foundation.

It also doesn’t hurt having such a visually beautiful community to serve. The iconic Snake River Canyon Rim Trail is set to open thanks to the efforts of MaVTEC (Magic Valley Trail Enhancement Committee). Similar to the Boise River Greenbelt, the Canyon Rim Trail will have stunning overlooks of the canyon and river with miles of trail to run, walk and bike.

The Twin Falls team definitely enjoys what they do for customers, partners and their neighbors. Taking advantage of what nature has to offer and helping make sure the community flourishes are passions for Alliance Title Twin Falls.

The Twin Falls team is ready to provide title and escrow services for your next real estate transaction!

Phone: 208-733-8014

Fax: 208-734-1420

Email: twinfalls@alliancetitle.com

Address: 1411 Falls Ave E, Ste. 1315, Twin Falls, ID 83301

97%* of Our Customers Rated Closing Documents Presentation as Good

Escrow closing is an exciting time, but can also be nerve wracking. For a confident closing experience and to add an extra level of convenience, we offer different options for clients to review closing closing documents through such as USB drive and secured email.

Here’s what our customers are saying about the closing process:

All paperwork was perfectly prepared in advance and presented very well so it made the closing quick and efficient. Everybody in the office was friendly and professional – Margaret M.

Everyone was beyond friendly and helpful. With all questions asked, the explanation was in great detail so we understood completely. Was relaxing and comfortable meeting for both of us. – Tracey & Cynthia T.

Transaction went smoothly. Thanks! – John & Margaret T.

*Based on customer satisfaction survey responses

Smart Homes

We’re not quite yet living like the Jetsons, but almost! Smart homes are becoming increasingly sought after when scoping out property options for first-time home buyers and millennials.

Different platforms like Apple’s HomeKit, Google Home and Amazon Echo all help tie different devices together — from controlling lights, air conditioning and security to video chatting with your pets and giving them treats while you’re at work.

A recent study conducted by Houzz surveyed 100,000 first-time buyers and millennials in the U.S. and found that 28% of respondents consider smart homes a priority. Although most homes on the market aren’t equipped with smart tech, buyers are still willing to spend some cash on upgrades and renovations.

Some other tidbits the survey found:

  • First-time and repeat buyers on average remodel 4 or so rooms
  • 23% of surveyed used a credit card for renovations compared to 21% in 2015
  • 11% increase in investment in living spaces spending compared to 2015
  • 87% of surveyed hired professionals instead of DIY home improvement compared to 85% in 2015

Another survey of 1,000 renters from Wakefield Research on behalf of lock company Schlage uncovered that people are also willing to pay higher rent if an apartment is equipped with smart home technology. This finding could definitely translate over to when looking to purchase a house that may have already been upgraded with some sort of home automation.

The survey results likely come as no surprise as we venture into the future. Smart homes are definitely something to consider when buying and can be a huge advantage when selling. It looks like we may have to start keeping up with the Jetsons instead of the Joneses.

Where home and heart meet

Buying a home is one of the largest investments a customer makes in their lifetime. You’re who they’ll count on to help them make the best choices in protecting that investment.

With years of proven industry experience, Alliance Title’s resources help you guide your customers through the benefits of owner’s title insurance with confidence.

Visit blog.alliancetitle.com to access the following ALTA HOP resources and more:

Additional information and resources are available at Homeclosing101.org

Excited about buying or selling a home?

Criminals are using wire fraud to take advantage of home buyers and sellers that may have their guards down. The American Land Title Association has created this YouTube video outlining how you can protect your money and what you should do if you’ve been targeted:

Employee Spotlight – Laurie Cromwell

Laurie Cromwell, Senior Servicing Title Officer – Idaho Falls, ID

Laurie Cromwell is a Senior Servicing Title Officer at our Idaho Falls office. In addition to supporting our Driggs, Idaho branch, Laurie provides services to our partners by searching and examining county records to produce title reports, property profiles and guarantees.

Beginning her career with Alliance in 1990 as a receptionist and administrative assistant, Laurie has served in several roles from Typist, Long Term Escrow Officer, Escrow Assistant and Escrow Officer to Recording Clerk, Delivery and Title Assistant. She has also spent time working at our offices across eastern Idaho, including Twin Falls and Driggs.

Laurie’s favorite Alliance Core Value is “Service.” She says, “It is such a pleasure to work with customers and partners to resolve issues  and provide them with the best customer service. I believe in ‘Yes, it matters where you close.’”

When asked about what she likes the most about her role at Alliance, Laurie says that she loves working in Idaho Falls and conducting the research into county records. She also enjoys the constant opportunities to learn and as well as making customers smile knowing we helped them buy or sell their house.

Laurie admires and is inspired by both of her grandmothers. She says they have set great examples by living through the Great Depression, raising strong families with limited means and making the best lives they could. “They taught me to be a strong and independent woman and to take care of neighbors and family. These values are deeply instilled in my conscience,” Laurie adds.

“Do what you feel in your heart to be right, for you’ll be criticized anyway. You’ll be damned if you do and damned if you don’t.” — Eleanor Roosevelt

Laurie says Eleanor was spot on because “No matter how hard you try to please everyone else, it is never right, so you have to do what you feel is right for yourself. Not for everyone else.”

When not in the office, Laurie likes to quilt, sew, camp, travel, cook and spend time with her husband and two boys.

Considering a Vacation Rental Property Investment?

Vacation rental apps such as Airbnb and VRBO are extremely popular nowadays if you’re looking for some extra income. Some people have even purchased properties as an investment for the sole purpose of renting them out using short term rental apps. Every situation is different and this article from Forbes gives a little more insight to deciding if it’s the right move for you:

https://www.forbes.com/sites/omribarzilay/2017/04/04/things-to-consider-before-buying-an-airbnb-investment/print/

Your Convenience Matters

Take your pick! Alliance Title’s 25 locations throughout Idaho, Montana and Washington help make the closing process easy and accessible. Each office is staffed with friendly and proven industry professionals that are ready to provide you with a customized experience.

We go the extra mile with you!

  • A local office that’s convenient for both you and your customers to make closings a breeze.
  • Experienced employees that values your time and are familiar with your community
  • Complete range of residential and commercial real estate title, escrow and information services designed to help you succeed
  • Centralized services provide a consistent, single source solution for your title, escrow, default/foreclosure and reconveyance needs

With a convenient Alliance Title & Escrow branch close by, you’re never too far from a friendly face.

Stop by any of our offices or contact your local Alliance Title representative to see how we make your real estate transactions convenient!

Does a 20% mortgage down payment intimidate you?

How about less than 5% or no down payment at all? Many first time homebuyers are unaware that several loan options exist that don’t require the traditional 20% down payment.

One of the oldest types of loans, the U.S. Department of Housing and Urban development insures the loan, which can mean a down payment as low as 3.5%. The closing costs are low and less than awesome credit could still get you qualified.

The Northwest has a lot of beautiful rural land and the U.S. Department of Agriculture helps finance homes in those area. There is no down payment required and the USDA backs the loans in case of default. Low credit scores aren’t typically an issue for this type of loan, but you’ll receive streamlined loan approval with a score of 640 or more.

The U.S. Department of Veterans affairs offers veterans, servicemembers and eligible surviving spouses loans and financing related to buying, building, repairing, retaining or reconfiguring a home — often without a down payment and private mortgage insurance.

Pre-K through 12th grade teachers, emergency medical technicians, law enforcement and firefighters are eligible to get 50% off the list price of a home in a “revitalization area” through the U.S. Department of Housing and Urban Development. Buyers also have to commit to living in the property for 36 months as your sole residence among other requirements.

Another loan available through the U.S. Department of Veterans Affairs (VA), this loan is available to eligible Native American veterans to finance a home’s purchase, construction or improvement on Federal Trust Land. There is no down payment or mortgage insurance required.

Your state and local government may be able to help with down payments and other aspects of financing a new home purchase.

These loan options have great potential to get first time buyers into the housing market. No matter which home you decide on, remember that title insurance from Alliance is a great way to protect your investment.

If you would like more information about title insurance or have questions about a particular transaction, contact your local Alliance Title representative.

Employee Spotlight – Andy Beesley

Andy Beesley, Escrow Assistant – Rexburg, ID

Andy Beesley is an Escrow Assistant at Alliance’s Rexburg, Idaho office and has been with the organization since spring 2016. As an Escrow Assistant, she helps with title clearing, funding, client communications  and many other responsibilities necessary to keep a small office successful!

When asked what her favorite Alliance Core Value is and why, Andy’s answer is “Teamwork, because it takes everyone doing their part to make the transactions go smoothly and a team is better than any one person.”

Speaking of “teamwork,” it’s one of the aspects Andy enjoys about her position the most. She likes that everyone possesses different talents, skillsets and experience.

Out of everyone in her life, Andy admires her mom the most. According to Andy, her mom has set great examples by always having a positive outlook and handling all difficult situations with grace and strength.

“My goal is not to be better than anyone else, but better than I used to be.” — Wayne Dyer

This quote resonates the most with Andy. She says why: “The only person we can truly have any control over is ourselves. If I strive every day to be better than I was the last, I can improve myself. It’s not my job to ‘improve’ anyone but me.”

Away from the office, Andy spends her free time with her kids, horseback riding and fishing.